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Question

What performance indicators do you use?

ANSWER
As business objectives, we prioritize current net profit and seek to continually and reliably expand growth in order to maximize corporate value for the medium and long term.

The accounting behind this focuses on things such as the number of ATM uses per machine per day, the investment return on ATM cash(*), and the expense ratio.

* Investment return on ATM cash = (ATM fees received - interest expenses - ATM installation fees - operating expenses) ÷ average balance of cash deposits

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